Did you know that we can use our overpayment calculator to show you what a difference even small, regular overpayments can make to the overall term of your mortgage? Our mortgage advisers use this tool regularly during their client mortgage appointments. Recently, one of clients agreed to set up a regular monthly overpayment of just £30, a payment which was within their budget but can be stopped at any time should circumstances change. However, assuming our client continues these overpayments, he will have his mortgage paid off 3 and half years early!