BAD CREDIT

Bad Credit Mortgages

Getting turned down for a mortgage because of bad credit can be a real setback. And many times, it’s not even a person that turns you down – it’s a computer. At Alextra Mortgages, we put the human touch into the mortgage process, helping you to find a mortgage that suits your personal circumstances. So, if the computer says “no”, speak to our experts.

Bad Credit Mortgages For Every Situation

When you think of bad credit mortgages, you might think they are designed for people who have defaulted on loans or credit card payments in the past. That is just one way they can help.  These specialist mortgage products can also help you to get a mortgage after bankruptcy, when you have no or a low credit score, and even if you have previously had a home repossessed. We work with you and our network of lenders to help make your bad credit history a thing of the past and a new home and manageable payments part of your future.

Bad Credit Mortgages For Every Situation

When you think of bad credit mortgages, you might think they are designed for people who have defaulted on loans or credit card payments in the past. That is just one way they can help.  These specialist mortgage products can also help you to get a mortgage after bankruptcy, when you have no or a low credit score, and even if you have previously had a home repossessed. We work with you and our network of lenders to help make your bad credit history a thing of the past and a new home and manageable payments part of your future.

We Help When
Others Can’t

We know that when it comes to finding the right mortgage and understanding your individual needs and circumstances, nothing can replace humans. That’s why when you come to Alextra Mortgages, you’ll have your own specialist mortgage broker with expertise in finding the right mortgage. We have access to a broad range of mortgage products designed for any situation and are confident we can find the right mortgage at a competitive rate.

We Help When
Others Can’t

We know that when it comes to finding the right mortgage and understanding your individual needs and circumstances, nothing can replace humans. That’s why when you come to Alextra Mortgages, you’ll have your own specialist mortgage broker with expertise in finding the right mortgage. We have access to a broad range of mortgage products designed for any situation and are confident we can find the right mortgage at a competitive rate.

How Much You Borrow?

Whether you’ve already seen the property you want to invest in or you’re about to start viewing properties, it’s a good idea to find out how much you can borrow before putting in an offer. You can use our handy mortgage calculator to give you an idea or speak to one of our mortgage experts who can work this out for you personally.

How Much You Borrow?

Whether you’ve already seen the property you want to invest in or you’re about to start viewing properties, it’s a good idea to find out how much you can borrow before putting in an offer. You can use our handy mortgage calculator to give you an idea or speak to one of our mortgage experts who can work this out for you personally.

How Bad Credit
Mortgages Work

Bad credit mortgages work just like traditional mortgages but are more likely to come with higher interest rates. Lenders may also offer a lower limit on what you can borrow. There may also be a requirement to put down a larger deposit than with a regular mortgage. However, the market is competitive and we will work hard on your behalf to find the most affordable mortgage for your situation. We’ll review your credit history, work out how much you can borrow comfortably and help you to secure the property of your dreams.

How Bad Credit
Mortgages Work

Bad credit mortgages work just like traditional mortgages but are more likely to come with higher interest rates. Lenders may also offer a lower limit on what you can borrow. There may also be a requirement to put down a larger deposit than with a regular mortgage. However, the market is competitive and we will work hard on your behalf to find the most affordable mortgage for your situation. We’ll review your credit history, work out how much you can borrow comfortably and help you to secure the property of your dreams.

All The Service You
Need Under One Roof

Whether you are buying your first property, are self-employed or have a poor credit rating, our experts can help you to find the perfect mortgage. However, our services don’t end there. As part of Alextra Group, Alextra Mortgages can assist with a broad range of services tailored to your individual needs. From preparing self-employed financial statements for your mortgage lender to arranging life insurance, we’re the only company you need throughout the mortgage process.

All The Service You
Need Under One Roof

Whether you are buying your first property, are self-employed or have a poor credit rating, our experts can help you to find the perfect mortgage. However, our services don’t end there. As part of Alextra Group, Alextra Mortgages can assist with a broad range of services tailored to your individual needs. From preparing self-employed financial statements for your mortgage lender to arranging life insurance, we’re the only company you need throughout the mortgage process.

Ready To Get Started?

Getting turned down for a mortgage can be frustrating, but it doesn’t have to be the end of the road for your future plans. Get in touch with our friendly experts today to find out more about how we can help you to find the right product to suit your needs.

Ready To Get Started?

Getting turned down for a mortgage can be frustrating, but it doesn’t have to be the end of the road for your future plans. Get in touch with our friendly experts today to find out more about how we can help you to find the right product to suit your needs.

LETS GET STARTED

START THE PROCESS

First Time Buyer

Purchasing your first property can be daunting. It doesn’t have to be. Let us help.

Self Employed

We specialise in finding self-employed mortgages for all industries and backgrounds.

Home Mover

Get a great rate on your next mortgage and move to your new property with confidence.

Remortgaging

With thousands of remortgage products at our fingertips, we’ll help you to find the right deal.

Buy-To-Let

Tap into our buy-to-let mortgage knowledge and find a mortgage suited to your circumstances.

Bad Credit

Let us help you to secure a mortgage even if you have adverse credit or have been refused before.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Registered in England and Wales under registration number: 05541620. Registered Address: 7-9 Macon Court, Crewe, Cheshire CW1 6EA Alextra Mortgages is a trading style of Alextra Wealth Management Limited which is an appointed representative of 2plan wealth management ltd, which is authorised and regulated by the Financial Conduct Authority. Alextra Wealth Management Limited is entered on the FCA register (www.fca.org.uk) under reference number 808586.